Sallie mae not consolidating loans

28-Feb-2020 12:48

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Private student loans, such as those offered by Wells Fargo and Chase are designed to bridge the gap between your financial aid package and the true cost of your education. Cosigners who are willing to share responsibility for your loan provide the credit resources you need to get private financing.

Private loans require borrowersto pass credit checks, and the loans often have higher interest rates than those subsidized by the U. Federal Student Loans should be considered first, but used appropriately; private loans can effectively pay for extra educational costs, without creating unmanageable financial burdens.

The loans are extended to students who have the greatest financial need.

In general, families with annual incomes below ,000 are eligible for Perkins Loans.

Long-term and short-term institutional loans are used to pay for books, room and board, and other student expenses.

Institutional loans are by definition campus-specific, so interest rates and repayment terms are determined by each educator.

Your high-school guidance counselor and college financial aid office are equipped to sort out the specifics for your state.

Your FAFSA places you in contention for some state loans, but other programs require separate enrollment.Do not leave free money on the table – apply for every grant and scholarship for which you qualify.

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